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Own your own home! We can help!
We are a Key Largo Mortgage Broker that specializes in Florida Keys Home Loans from Key Largo, Islamorada and through to Key West.
If you can imagine it, we can do it. FHA, VA, Conventional, Jumbo, Fannie Mae and Freddie Mac -- and dozens of other ways to help you unlock the doors to your new home.
Get A Quote
YOU AND YOUR CREDIT REPORT
Credit rating is the single most important factor when qualifying for a mortgage.
Today most lenders rate your credit based on your credit scores. Credit scoring is a system creditors use to help determine whether to give you credit, and how much to charge you for it. There are three credit repositories where creditors report your payment history. Based on payment history, age of credit, balances and other factors a credit score is derived. A total number of points "A Credit Score" helps predict how creditworthy you are. Generally consumers with higher credit score are considered a good risk.
Today most lenders consider a credit score of 720 or higher as excellent credit. The credit score ranges from 400-900 the higher the number the less risk for the creditor. That is why it is so important to monitor your credit on a yearly basis. You can obtain a free credit report at no cost by clicking here!
Take the time and study your credit ahead of obtaining any type of financing. You will be glad you did!
Equity Options is a Key Largo fl mortgage broker, specializing in FL Keys mortgages with competitive interest rates, quick-easy closings, personalized service taht will help your relocation to the Keys. Search Engine Optimization by http:www.businessezsite.com
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Dear Mr. Lazcos,
I would like to thank you for the outstanding job you did helping us obtain financing for our 2nd home in the keys. Although I was offered financing through other sources
your prompt response,excellent service and attention to detail made my decision easy. You did everything you said you would and exceeded my expectations! Thank you Frank!
Alfredo Suarez
Miami Dade Deputy Fire Cheif
Frank,
This is just a quick note to thank you for helping us get financing for our recent home purchase in the Florida Keys. We approached 3 different lenders (including yourself) and you were able to provide us our letter within a matter of hours. The "Short Sale" fell through thus we made an offer on another house. We needed to secure a jumbo loan for this purchase. You were able to qualify us, get us a great rate and get us to closing in a couple of weeks even in these difficult times. All along you kept us abreast of the status of our loan and were very responsive to all our inquiries. Thanks for making this purchase a painless experience. |
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